The Online Shopping Tips

Are we really this close to Christmas? Is all your Christmas Shopping completed? That is so far from the truth or you would not be reading this. I have listed my top secret shopping methods that work like magic. Do everything from the comfort of your home, Iphone, or laptop.

Secret Online Christmas Shopping Tips
By [http://ezinearticles.com/?expert=Josiah_Williams]Josiah Williams

Can you believe that there are only a few short weeks left for buying your Christmas presents? Is all your Christmas Shopping completed? That is so far fetched or you would not be researching articles on how to complete this task. I want to help eliminate of your Christmas shopping anxieties. Giving Christmas gifts should be a pleasurable experience. All your shopping can now be completed in a single relaxing afternoon without leaving your house. Is this possible? Read on and learn about the most powerful shopping weapon ever created.

The Internet is your secret shopping weapon. Shopping online will save you both money and time. Shopping Online is going to reduce almost all the stress that usually accompanies Christmas shopping.

Don't become over zealous with unlimited credit and start buying everything that looks like a good deal. This for sure will break your bank! Buy what you can afford today. Did you know that a TV financed over the life of the revolving credit will end up costing you over 3 times the selling price? Pay the minimum payment and you will most likely die before that HDTV is payed for. Enough said on that subject

Amazon is always my favorite online shopping place. It's not because they have the best looking whiz-bang site. It's because of the huge product line and deals that they offer. Amazon can afford to sell for less because they run an efficient online marketing business. They are a large volume retailer similar to Target and Walmart. The big secret to their success is free shipping on orders over $25 and no sales tax charged (some restrictions apply)!

They use the one cart shopping check out method. Chose from thousands of online retailers and pay with just one check out. The majority of orders over the $25 threshold are eligible for free Super Saver Shipping. Amazon will even sweeten the pot for you and give you a credit card pre-loaded with $30! That's 30 bucks to spend. Rip up the card after you get the cash!

You can purchase nearly everything online I mean anything and everything. Of course, it has to be legal to fit into my strict criteria. No explanation needed. If Amazon does not offer it, then it's not sold. Period. End of story.

What type of shopper are you-organized, disorganized, shoot from the hip, frantic, relaxed? Don't worry, it does not matter because shopping online is going to make you look like a shopping genius. Organized or not, stay true to your budget. If it's two thousand bucks, don't go over that amount! Nothing hurts worse than paying off your Christmas shopping the entire next year! Been there and done that!.

I know that I have over hyped Amazon. Just remember that they are just a shopping portal. Think of your local mall. Hundreds of stores at 1 location. Amazon does not stock most of their merchandise. You may be thinking that they are the only place to shop. Hardly! Search Google for online coupons. Often, the coupons are loss leaders and you can score some hot deals. Check the shipping fees and sales tax before you place an order. The tax alone is expensive. I bet that even our public officials shop online to avoid sales tax...shh, don't say this too loud!!

My Top 10 Shopping Tips



Stay at home and do all your shopping online.

Free shipping offers will always save you money!

Buy your gifts from sites that do not charge state sales tax.

Use the online gift wrapping services-why wrap yourself?

Ship your out of town presents from the online store (Free delivery!)

Use gift cards and act like you are a shopping genius.

Search online for dollars off coupons.

Combine gift orders so you can qualify for free shipping.

Research Christmas gifts like toys at Tonka Toys and Hasbro. Manufacture sites have great product info.

Buying from major online retailers is safer and their return policies are generally more liberal.

Josiah Williams lives in the Bay Area with his family. He is constantly searching out the best deals for consumers. He spends a lot of time updating his websites with the best deals online. To find all the best online deals and tips, visit [http://christmastopselling.com/]Christmas Top Selling Gifts today!

You will find Christmas gifts for her, for him, for children, for tots. He links to the best online retailers

Article Source: http://EzineArticles.com/?expert=Josiah_Williams http://EzineArticles.com/?Secret-Online-Christmas-Shopping-Tips&id=3222967

 

Time is money and consumers are making good use of their time by spending online. While shopping online has many great advantages, like anything else, it has its downsides.

Safe Holiday Shopping - Tips on What to Look For
By [http://ezinearticles.com/?expert=Michael_J_Brazier]Michael J Brazier

The internet has made it quite convenient for people to shop online and many are making purchases from the comfort of their home versus trying to tango with traffic and mill through mall mobs for their one day every day deals and sales offers. Time is money and consumers are making good use of their time by spending online. While shopping online has many great advantages, like anything else, it has its downsides.

Below, weve compiled some of the best online shopping tips out there to help you avoid any online headaches when making your holiday purchases. Follow these guidelines and you may just end of saving more time and money.

ONE: Cater to credit and discard the debit. Using your debit card may seem more convenient and thrifty, avoiding creditor fees, etc but many banks are now assessing more fees to debit card charges than the difference youd pay in interest. More importantly, should you become a victim of identity theft your entire bank account could be drained using a debit card vs a credit card. Also, banks have made it more difficult to recover funds from debit fraud than credit card disputes.

TWO: Trace your transactions. Most online purchases provide a print option from the purchase confirmation page. This is a great tool if everyone had a printer, ink cartridges were half the price of a new printer, and or we went conservatively trying to save the planet. A better option is to take a screen shot of the confirmation page and email it to yourself, creating a folder on your desktop or in your email account labeled receipts. This is also ideal to do with your monthly bill pays. Ever so often an online payment may not have 'processed' and creditors are quick to hit you with a fee. If you screenshot and document all your online transactions you're creating an E-trail to reference should something arise later regarding your purchases or payments.

THREE: Watch UR URLs. Number one / if you receive an email from an unknown source asking you to click through delete it. Delete it and permanently delete it. Most viruses are spread by email. Some gimmick about some fantastic deal that weve all fallen for. Along with email there any many phantom sites that mirror legitimate sites to make people think their on the official page and BAM! You've voluntarily given all your payment information to a hacker. Most of the bogus emails we mentioned earlier are directed to sites like these. You can identify these bogus bad boys by checking the url at the top (the web address). If it says http:target.com/sales/567/ghuytns%?wef or has sort or weird extension- get out of there asap. Also, you can identify a secured page versus a non-secured page by checking the http at the beginning of the url. A secured page will have the http with an s, like https:// this ensures the information youre submitting is on a page protected page.

FOUR: Shop shipping and service fees. Surprisingly enough, some sites will allow you to make your purchase and enter your shipping details in anticipation of a swift delivery while they do not physically have the item in stock. They could also be a middle man with better online presence and have to order from the manufacturer as orders come in. This can really slow down your delivery and are often the case when you hear those horror stories of kids not getting their presents xmas day...not that its all about the presents right?....Anyway, make sure the item you're purchasing is 'in stock'. Look for shipping guarantees and read their policies. Skim the policy if you must but get the main points before clicking their buy now buttons. Become knowledgeable of their return policies and all their fees too. Sometimes the shipping and handling fees outweigh the savings you could have gotten going to the store yourself.

FIVE: Spend your dime on your time. Please...don't shop online while you're at work. Its bad enough were all face-booking during business hours and writing it off as -company networking- hogwash. Those employed should be very thankful to be in such a position as the current state of the economy plummets while unemployment rises. Losing your job and income because you were spending it at an inappropriate time is somewhat of an oxymoron. The movie Friday comes to mind...How ya gonna lose your job on your day off?! Keep the income coming and spend your dime on your own time.

Remember to always budget before buying. Know what you have to spend in accordance with your regular monthly bills. With proper money management you can easily avoid going overboard for the holidays and falling behind. For a free budget counseling session call one of our certified credit counselors 800.905.1563 and learn even more effective ways you can save money and be debt free with Freedom Debt Management. We are a non-profit financial counseling organization rated A+ by the BBB for educating America and helping people become debt free. [http://www.freedomdm.org/]Credit counseling, [http://www.freedomdm.org/]free budget counseling

Article Source: http://EzineArticles.com/?expert=Michael_J_Brazier http://EzineArticles.com/?Safe-Holiday-Shopping---Tips-on-What-to-Look-For&id=3357179